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Ohio Life Accident & Health Insurance Exam 2026/2027 Actual Exam | Series 11-35 Life Insurance Policies Questions & Answers with Detailed Rationales | Pass Guaranteed - A+ Graded

HEAL100 Health Care — exam and revision material · Other

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Health Care exam material, 8 pages. Originally published on StudyMerit.

Pages
8
Academic year
2025/2026
Language
English

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life, accident and health insurance state exam- OH 14 studiers recently 4.8 (17 reviews) Students also studied Save Groups Flashcard sets Study guides Ohio Life and Health Practice Exam ... 183 terms ctcolli1 Preview Life and Health Insurance - Ohio Lic ... 269 terms hoppy1994 Preview Ohio Life, Accident & Health Insuran ... 50 terms SethDon5 Preview Ohio H 150 term pre Practice questions for this set Learn 1 / 7 Study with Learn which payment method for a health claim settlement is typically made directly to the provider of the services A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? preferred Choose an answer 1 participating 2 accrued 3 prepaid 4 cash Don't know? Terms in this set (186) Hide definitions

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Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has better than average mortality The waiver of premium does NOT include which provision? Al future premiums are waived if the insured recovers from the disability An advertisement for an insurance product may contain the insurer's name A medicare supplement plan can be canceled by the insurer for nonpayment of premiums The principle of insurable interest, in regards to a life insurance contract, is accurately described in which statement? Insurable interest can be based on the love and affection of individuals related by blood or law Craig submits a %500 claim for medical expenses. With a past due premium of $100, the insurer pays $400. which of the uniform optional provisions covers this situation? unpaid premium An example of a health insuring corporation (HIC) specialty care provider is neurologist an insurance company needs to obtain personal info from a 3rd part concerning an applicant. which law do all insurers and their producers need to comply with? fair credit reporting act time is covered under a group plan and would like to changed his coverage to an individual policy w the same insurer bc of employment termination. which of these describes the change that will take place? conversion an agents appt has been terminated by insurer. the insurer must then notify the superintendent within how many days of the termination? 30 the suicide clause of a life insurance policy states that if an insured commits suicide w in a stated period from the policy inception, the insurer will only be liable for a return of prisms paid minus indebtedness and without interest which of the following is considered to be an alternative to a life settlement? accelerated death benefit rider if the annuitant dies before the annuity start date, the premiums paid plus interest earned will be given to the beneficiary a life insurance policy that has premiums fully paid up within a stated time period is called limited payment insurance

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shopping for annuity that guarantees he cannot outlive the benefits. which of these benefit options would he choose guaranteed lifetime withdrawal benefit what is medicare part b known as supplementary medical insurance field underwriting performed by the producer involves completing the application and collecting initial premium a life insurance policy which contains cash values that vary according to its investment performance of stocks is called variable whole life a life insurance policy owner was injured in an automobile accident which results in total and permanent disability. which rider would pay a monthly amount bc of this disability? disability income rider pierre is covered by his employers group major medical plan. his employer pays for 75% of the premium and he pays for 25%. how much would a 10000 benefit be taxable as income under this plan 0 what is not an element of a valid contract countersignature a health insurance policy will typically cover preventative health services which settlement option involves having the proceeds remain with the insurer and earnings paid on a monthly basis to the beneficiary? interest only all of the following are qualifications for establishing a health savings act (HSA) except enrolled in a health plan with a prescription drug benefit legal purpose is a term used in contract law meaning there must be legal reasons for entering into the contract donald is the primary insured of a life insurance policy and adds a children's term rider. what is the advantage of adding this rider? can be converted to a permanent coverage The factor used most often when underwriting a disability income policy is annual earnings the free look period in ohio for individual health insurance policies is __ days 10 which of the following is considered to be the period when the accumulated value in an annuity is paid out? annutization phase

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