Skip to content
CramShare
PremiumPractice exam

Ins Tx LAH05 General Lines Life Accident and Health Examprep Fully Solved Edition Verified Answers

HEAL100 Health Care — exam and revision material · Other

Updated today

Health Care exam material, 145 pages. Originally published on StudyMerit.

Pages
145
Academic year
2025/2026
Language
English

What’s included

Preview 3 of 145 pages

See the first 3 pages exactly as they appear in the document.

Read page 1 as text

STUDY GUIDE INS TX LAH05 GENERAL LINES LIFE ACCIDENT AND HEALTH EXAM 2026 WITH CERTIFIED Q&A ⩥ Accident. Answer: An unplanned, unforeseen event which occurs suddenly and at an unspecified place. ⩥ Accident Insurance. Answer: A type of insurance that protects the insured against loss due to accidental bodily injury. ⩥ Accidental Bodily Injury. Answer: Unplanned, unforeseen traumatic injury to the body. ⩥ Accidental Death and Dismemberment (AD&D). Answer: An insurance policy which pays a specified amount or a specified multiple of the insured's benefit if the insured dies, loses his/her sight, or loses two limbs due to an accident. ⩥ Accidental Death Benefits. Answer: A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. ⩥ Accidental Death Insurance. Answer: An insurance policy that provides payment if the insured's death is the result of an accident.

Read page 2 as text

⩥ Accumulation Period. Answer: The time over which the annuitant makes payments or investments in an annuity, and when those payments earn interest tax deferred. ⩥ Acquired Immunodeficiency Syndrome (AIDS). Answer: An infectious and incurable disease caused by the human immunodeficiency virus (HIV). ⩥ Accidental Death Benefits. Answer: A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. ⩥ Accidental Death Insurance. Answer: An insurance policy that provides payment if the insured's death is the result of an accident. ⩥ Accumulation Period. Answer: The time over which the annuitant makes payments or investments in an annuity, and when those payments earn interest tax deferred. ⩥ Acquired Immunodeficiency Syndrome (AIDS). Answer: An infectious and incurable disease caused by the human immunodeficiency virus (HIV).

Read page 3 as text

⩥ Activities of Dally Living (ADLs). Answer: Activities individuals must do every day such as moving about, getting dressed, eating, bathing, etc. ⩥ Actual Cash Value (AC). Answer: The required amount to pay damages or for property loss, which is calculated based on the property's current replacement value minus depreciation. ⩥ Actual Charge. Answer: The amount a physician or supplier actually bills for a particular service or supply. ⩥ Actuary. Answer: A person trained in the technical aspects of insurance and related fields, particularly in the mathematics of insurance; a person who, on behalf of the company, determines the mathematical probability of loss. ⩥ Adhesion. Answer: A contract offered on a "take - it - or - leave - it' basis by an insurer, in which the insured's only option is to accept or reject the contract. Any ambiguities in the contract will be settled in favor of the insured. ⩥ Adjustable Life. Answer: Life insurance which permits changes in the face amount, premium amount, period of protection, and the duration of the premium payment period.

142 more pages after this

You’ve read 3 of 145. Unlock once and it stays in your library — and if the rest doesn’t match what you just read, you get a refund.

Others on this course also opened

$10.50

Yours permanently